SIGNATURE LOANS. Canstar champion 5 years in a row

Borrow as much as $50K unsecured

Personalised rates from 6.99per cent p.a. В№

Apply now obtain a quote Won’t affect your credit rating

Harmoney Investor Center

Browse our Investor Centre to see our prospectus also to find out about Harmoney.

Exactly exactly exactly just What our clients state

YEAH RIGHT. That title is thought by me belongs to HARMONEY. Many thanks Harmoney. Whenever are you currently banking that is starting? Auckland, brand NEW ZEALAND

Simple, 100% online

1. Get to know you

Inform us regarding the loan and supply us some information about your self along with your funds.

2. Ensure you get your loan terms

We offer you loan that is detailed together with your rate of interest, borrowing limitation, and repayments.

3. Get the cash

Accept your loan terms and offer some last details. Many loans placed in the market are completely funded within a day.

That which we provide

$2K – $50K
Loan restrictions
3 or 5 years
Loan terms
$200 or $450
Establishment cost
Early payment charge
  • All loans are unsecured
  • Rates from 6.99per cent p.a. – 24.69% p.a. В№
  • Your price is fixed when it comes to full lifetime of the mortgage
  • It is possible to repay regular, fortnightly or month-to-month
  • Establishment cost of $200 for loans under $5,000 ВІ
  • Establishment cost of $450 for loans $5,000 and over ВІ
Get yourself a fast estimate

Get an instant concept of your rate of interest as well as your repayements utilizing our unsecured loan calculator.

Have the loan that works well for you personally

Save money time residing much less time finding out just how to pay money for the thing you need.


No queues with no significance of embarrassing in person conferences.


Rates of interest depend on your specific credit assesment – maybe maybe maybe not one-size-fits-all.

100% ONLINE – 24/7

As soon as your loan is authorized the funds will take your account in 1-3 company times.

Forms of signature loans

Assist for pretty much whatever you require.


Effortlessly combine your outstanding debts into one simple repayment and one fixed rate of interest.


Fretting about spending money on training isn’t any assistance while you are wanting to learn. Reduce stress by addressing costs with a scholarly education loan.


Got your attention on that brand new or utilized automobile? Our car loan might help enable you to get down on your way.


Create memories aided by the journey of a very long time. See family members, a travel that is favourite, or someplace you have constantly wished to get.


A marriage loan makes it possible to attain just what in store for the day that is special.


You kickstart your growth whether you own a business or are starting a new one, a personalised business loan may help.


A medical loan usually takes the stress away and stress of medical center costs and enable you to entirely concentrate on your wellbeing.


A house enhancement loan may help you attain the living spaces that you’ve got imagined of getting.

We are genuine individuals so we’re right here if you want us

Us a call on 0800 427 666 or jump on to online chat and one of our more than 30 specialists will be there to lend a hand if you need help, just give.

Conditions and terms

1. Susceptible to funding and approval. Harmoney’s interest levels consist of 6.99% p.a. to 24.69per cent p.a. and are usually provided in line with the specific borrower’s credit assessment in accordance with Harmoney’s credit scorecard. To be approved and list your loan you have to fulfill Harmoney’s credit requirements and accountable financing demands. Charges, fees, stipulations use. 99% of loan requests are funded in 24 hours or less of loans terms being accepted (according to loans submitted in 2018) .

2. Establishment cost of $200 for loans from $2,000 to below $5,000 and $450 for loans from $5,000 to $50,000 . Fixed prices are priced between 6.99% p.a. to 24.69per cent p.a. on 36 to 60 thirty days terms, without any repayment that is early.

Harmoney Limited (FSP373486), Harmoney Nominee Limited (FSP5904148) and Harmoney Services Limited (FSP593769) are certified to offer a peer to peer financing service under role 6 associated with the Financial Markets Conduct Act, 2013. The conditions of those licences imposed by the Financial Markets Authority are posted.

Harmoney Limited, Harmoney Nominee Limited and Harmoney Services Limited are registered beneath the Financial Service services (Registration and Dispute Resolution) Act.